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  • Posts Tagged ‘accident’

    Monday, January 2nd, 2012

    When you start looking for a car transport company, you’ve got to do your research. Shipping can be very expensive, for both the service and for repairs, should there be an accident. Here are several things to watch out for days you select an auto shipping company.

    What Type of Carrier?

    There are actually several types of carriers available when you need to ship. You can choose a flatbed truck to haul your all by itself to the new destination. However, this will be very expensive if you’re traveling a long way in your auto transport. If, for instance, you have an old that you’re working on that doesn’t run, a flatbed truck or a tow truck can haul it to another town for you. But if you have to ship a to another state, you’ll probably want to get a car carrier that holds more than one car. This will save you money on vehicle shipping.

    If your car is collectible, vintage, or some other special kind of car that could be very expensive to repair if damaged, you’ll want to get an enclosed car carrier. Usually these will carry 2 to 4 cars, although you can find some that carry up to eight cars. The enclosed car carriers have very low clearance, and the cars are hauled on racks inside the trailer. Then, two or three cars will be on top of the others. The more cars the vehicle transport company can haul, the less expensive the trip will be for you.

    Another kind of carrier is the open transport. Moving companies often have short and long open transports to haul different numbers. This type of vehicle transport allows the driver to load onto a trailer, secure it, and then hydraulically left one end so that it rides at an angle. He then drives the next onto a trailer and repeats the process. This way, one trailer can hold several, reducing your expense.

    Why You Need Auto Insurance To Protect Yourself

    Monday, July 25th, 2011

    You have worked very hard for the car or cars you have as well as all of your other personal possessions that you place value on. Having adequate auto insurance can protect more than just your cars; it can help protect all of your possessions.

    Auto insurance is more than just coverage for your automobiles or RV or motorcycle. Insurance can help insulate you from having your personal assets put at risk should you be involved in an accident and are determined to be at fault. Understanding that all states have different liability or fault laws and different minimum liability coverage requirements, it is important to know that in all states, if you are in an accident and found to be at fault, you are personally responsible for those damages.

    Insurance is a way of minimizing that responsibility or exposure for damages you may cause and determined to be responsible for. When you purchase a policy, you select the coverage amounts you want or need. In many cases the lien holder on your vehicle may dictate the amount of coverage you need, if you have one. However, there is something else to consider and ask yourself: what is the value of my personal assets? The reason for that question is this: although your insurance company has a duty to defend you within the policy limits or coverage’s you have purchased, a claimant or the person that you caused damage and potentially injury to, can attempt to come after you personally if they feel the limits of your policy are not adequate for their property damages and/or injuries.